Himachal Pradesh is a northern Indian state in the Himalayas. It's home to scenic mountain towns and resorts such as Dalhousie. Host to the Dalai Lama, Himachal Pradesh has a strong Tibetan presence. This is reflected in its Buddhist temples and monasteries, as well as its vibrant Tibetan New Year celebrations. The region is also well known for its trekking, climbing and skiing areas. It is bordered by Jammu and Kashmir on the north, Punjab and Chandigarh on the west, Haryana on the south-west, Uttarakhand on the south-east and by the Tibet Autonomous Region on the east. The name was coined from Sanskrit him 'snow' and anchal 'lap', by Acharya Diwakar Datt Sharma, one of the province's most eminent Sanskrit scholars. Himachal Pradesh is famous for its natural beauty, hill stations, and temples.[8] Himachal Pradesh has been ranked fifteenth in the list of the highest per capita incomes of Indian states and union territories for year 2013-14. Many perennial rivers flow in the state, and numerous hydroelectric projects set up. Himachal produces surplus hydroelectricity and sells it to other states such as Delhi, Punjab, and Rajasthan. Hydroelectric power projects, tourism, and agriculture form important parts of the state's economy. The state has several valleys, and more than 90% of the population living in rural areas. Practically all houses have a toilet and 100% hygiene has been achieved in the state. The villages have good connectivity with roads, public health centres, and now with high-speed broadband. Shimla district has maximum urban population of 25%. It has incorporated environmental protection and tourism development has been aided with a government ban on the use of polyethylene bags, reducing litter, and tobacco products, to aid people's health. According to a 2005 Transparency International survey, Himachal Pradesh was ranked the second-least corrupt state in the country, after Kerala.